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MOTOR FINANCE

Business Motor Finance for Vans, Trucks, Cars and Leisure Vehicles

Business motor finance helps companies acquire the vehicles they need without tying up valuable working capital. Whether you’re purchasing a company car, expanding a van fleet, financing HGVs or investing in specialist commercial vehicles, Orca Finance can arrange flexible funding tailored to your business.

We regularly arrange finance for cars, vans, pickup trucks, minibuses, HGVs, trailers, refrigerated vehicles, tippers, recovery vehicles, taxis, executive vehicles and specialist commercial transport across a wide range of industries.

Whether you’re a new start or an established business – with challenged or perfect credit, purchasing new vehicles, replacing ageing assets or refinancing an existing fleet, we can structure funding through Hire Purchase, Finance Lease, Operating Lease or Refinance depending on your objectives.

You choose the vehicle, and we arrange the funding. Repayments are made monthly, with the option of balloon payments to reduce instalments.

Depending on the product, you can own the vehicle outright, lease it, or return it at term end.

Products commonly used:
Hire Purchase (HP) • Lease Purchase (LP) • Personal Contract Purchase (PCP) • Business Contract Hire (BCH) - Options available for VAT deferrals and seasonal payments

We can finance:

Trucks • Trailers • Vans • Minibuses • Pickup Trucks • Forklifts • Company Cars • Classic Cars • Sports Cars • Motorhomes • Horseboxes • Taxis

Asset Finance

Fund and Refinance Your Business Assets

Business Loans

Fuel Growth, Cash Flow, and Acquisitions

Invoice Finance

Get Paid Faster, Unlock Cash Flow

Property Finance

Mortgages, Development, and Bridging

Motor Finance

Cars, Vans, Luxury Models, and Fleets